Delivering theFuture of Payments
Payments at any time, in any place, using any device
Visa Europe is the European payments company – owned, controlled and operated by our European members.
Together, we are making payments faster, smarter, more convenient and more secure than ever before.
€1 in €7
of everyday spending is transacted using Visa
Visa payWave contactless cards issued
V PAY cards
2012 stands out as a key year for Visa Europe and our members.
The battle for the future of mobile money really took off – and, because the disputed territory lies at the meeting point of mobile phones with banking, payments, retailing, media and analytics – the stakes are high.
As the most trusted brand in payments, we have been leading the way – investing in new capabilities, establishing new lines of business, and forging new partnerships.
At the same time, we delivered a solid business performance: use of Visa continued to increase, rates of fraud were kept to an historic low, and our processing platforms brought yet more value to our members and partners.
Payment is becoming easier and more convenient. It can help retailers to improve and enrich the customer experience. It can also become a point of convergence between the online and offline worlds, a source of rich data, and a powerful new way to engender loyalty and influence behaviour.
Enabling new commerce
We are building the infrastructures and the systems to facilitate commerce across any channel, using any device, in any place and at any time.
Our processing platforms are a significant asset. Connecting all of our members (and ultimately reaching out to all cardholders and retailers), our systems are flexible and secure. They enable us to quickly introduce our mobile-enabled services. Via highly secure gateways, they also interface directly with Europe's mobile and wireless networks.
Establishing new lines of business
- Visa payWave
- Visa payWave for mobile
- V.me by Visa
- Visa Alerts
- Visa Personal Payments
- Targeted marketing solutions
- Mobile point-of-sale solutions
V.me by Visa in Spain
BBVA is the first financial institution to introduce the V.me by Visa digital wallet in Spain. Launched through a trial project in November 2012, BBVA plans for the full commercial launch to follow in 2013, making the wallet available to BBVA customers across Spain.
Visa payWave in Poland
Interest in Visa payWave contactless payments is strong right across Europe – but growth is particularly impressive in Poland, where the payments sector has worked together on a coordinated national rollout programme. By September 2012, the number of Visa payWave transactions had exceeded one million a week, and the country is moving fast towards Visa payWave for mobile.